Financial-Health
Expanding the View: Alternative Data and...
Solomon Semere

This article focuses on how lenders can utilize alternative data to positively impact financial health while mitigating risk and fostering profitable business growth.

Revitalizing Invitation-to-Apply Marketing with...
John McWilliams

Driving response is about delivering the right offer at the right time to the right person. In the world of Invitation-to-Apply (ITA) strategies, marketers are often seeing high response rates but low approvals creating a growing need to better segment …

alternative data has a very important role in financial inclusion
The Age of Alternative Data: Elevating Credit...
Naagesh Padmanaban

It is common knowledge that large volumes of data are being constantly generated and a good portion of this can be used to better understand a potential borrower. This profusion of data has only provided greater depth and reach to …

Alternative data provides unique insights that mitigate fraud at the marketing stage of the customer/prospect lifecycle
Addressing Fraud in Marketing – with...
John McWilliams

Fraud is Inevitable but Not Insurmountable A study conducted last year by LexisNexis Risk Solutions found the following: The average cost of fraud has risen 8.1% across lenders since 2017. Every $1 of fraud now costs these firms $3.05 compared to $2.82 …

From Credit Invisible to "In" the Financial Mainstream | LexisNexis Risk Solutions
Into and Out of the Shadows – Turning on the...
Solomon Semere

Our latest research traces the steps consumers take to credit visibility, demonstrating how alternative data can accelerate the path to mainstream financial services.

Trailblazing to Credit Expansion
Trailblazing to Credit Expansion
Jeff Chandler

You’re on the road to new credit opportunities, but as you expand into new markets, you may find that current tools and processes actually hinder your progress.

Putting Data in the Hands of the Consumer – Innovation in Credit Decisioning
Putting Data in the Hands of the Consumer –...
Solomon Semere

Recent high-profile security breaches have consumers weary of how their personal information is being used. Can new credit risk technologies alleviate consumer concerns while increasing financial inclusion?