Are Comedians a Good Source of Financial Advice?

Commentary by: John McWilliams

Did you see the clip of comedian John Oliver regarding subprime auto lending? If not, check it out here. While I commend satirists like John Oliver for expanding the public consciousness on key issues, I took ire with this subprime …

Credit Unions take an active role to address Financial Health Crisis

Commentary by: John McWilliams

How grassroots community lending is addressing the high cost of payday lending Our continuing effort to help bring awareness to the plight of millions of Americans suffering from poor financial health brought me and my colleagues at LexisNexis® Risk Solutions …

Financial Health: A Matter of Financial Life and Death

Commentary by: John McWilliams

Over the last few posts, we defined the underbanked, unbanked, and credit invisibles.  We posited potential limitations of traditional banking in servicing these consumers. We then detoured slightly to demonstrate how traditional credit scores may be losing their relevancy for …

How Can the Credit Invisible and Underserved Gain Access to More Affordable Credit?

Commentary by: John McWilliams

This question has been pondered for many years and has been gaining traction over the last decade. An FDIC study in 2011 found there are more than 68 million individuals, representing $1 trillion in income, using financial services products designed …

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