[Traditional] Credit Bureau Reports are great… but so was the mainframe computer.

Commentary by: John McWilliams

The intersection of FinTech, Alternative Data, Millennials, and Financial Inclusion at the 2017 Lendit Conference in NYC When I first heard it, I thought it would make a great headline. It was recently declared by a panelist during a discussion …

Uncertainty is Certain

Commentary by: John McWilliams

When reflecting on your previous year, like most people, you probably start inwardly. Did you achieve your personal goals? Family goals? Career goals? Then we expand to the macro – how did your company perform? Your Clients? Your Industry? Your …

Cutting Through the Hype: Where Are the Credit-Worthy Millennials

Commentary by: Solomon Semere

Millennials have recently become the largest living generation in the U.S. This population of roughly 75 million 19- to 35-year-olds are at a key point in their financial lives where they are accumulating wealth and developing lasting relationships with businesses. …

Where Are the Credit-Worthy Millennials?

Commentary by: Solomon Semere

Millennials have recently become the largest living generation in the U.S. This population of roughly 75 million 18-35 year olds are at a key point in their financial lives where they are accumulating wealth and developing lasting relationships with businesses. …

Balancing the Risk/Reward Equation in Mortgage Lending: Are alternative consumer insights the answer?

Commentary by: Beverly Regan

Can integrating alternative consumer insights into the mortgage market increase access to homeownership or improve mortgage portfolio risk management? Housing starts are up by 25% according to the National Association of homebuilders.  This along with positive employment numbers sends a …