Credit Union Philosophy and First Time Auto Buyers

Commentary by: Zachary Tondre

Credit union directors across the country are looking for ways to stand out in their markets by returning to the foundational philosophy of the movement to serve underserved borrowers. While many directors see great opportunity in this initiative, management teams …

Credit Unions take an active role to address Financial Health Crisis

Commentary by: John McWilliams

How grassroots community lending is addressing the high cost of payday lending Our continuing effort to help bring awareness to the plight of millions of Americans suffering from poor financial health brought me and my colleagues at LexisNexis® Risk Solutions …

Financial Health: A Matter of Financial Life and Death

Commentary by: John McWilliams

Over the last few posts, we defined the underbanked, unbanked, and credit invisibles.  We posited potential limitations of traditional banking in servicing these consumers. We then detoured slightly to demonstrate how traditional credit scores may be losing their relevancy for …