[Traditional] Credit Bureau Reports are great… but so was the mainframe computer.

Commentary by: John McWilliams

The intersection of FinTech, Alternative Data, Millennials, and Financial Inclusion at the 2017 Lendit Conference in NYC When I first heard it, I thought it would make a great headline. It was recently declared by a panelist during a discussion …

Cutting Through the Hype: Where Are the Credit-Worthy Millennials

Commentary by: Solomon Semere

Millennials have recently become the largest living generation in the U.S. This population of roughly 75 million 19- to 35-year-olds are at a key point in their financial lives where they are accumulating wealth and developing lasting relationships with businesses. …

Alternative Data Series: An Overview

Commentary by: Solomon Semere

Earlier this year, LexisNexis® Risk Solutions released a 4-part recording series on the topic of Alternative Data, explained by LexisNexis Director of Market Planning Solomon Semere. As explained by Semere, Alternative Data is “information not found on a traditional credit …

Kinecta Federal Credit Union uses RiskView™ to combat the Credit Scoring Void of Underbanked Americans

Commentary by: Solomon Semere

In a recent case study, Informa incubator Ovum outlined Kinecta Federal Credit Union’s decision to confront the challenge of financial inclusion by offering mainstream credit at more affordable rates to its underbanked customers. Kinecta achieved its goal by partnering with …

Alternative Data Series: Part 4 – An Alternative Data Case Study – Auto Lending

Commentary by: Solomon Semere

In the last part of our Alternative Data series, “An Alternative Data Case Study – Auto Lending,” Solomon Semere explains how a lender using RiskView™ can augment a credit profile with alternative data. Specifically looking at auto loan portfolios, a …

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