Bankruptcy Filings Through the Pandemic Continue...
Kevin King

Bankruptcy filings usually escalate after an economic downturn begins. So, it’s not surprising that when unemployment rose during the Covid-19 pandemic, economists expected bankruptcy filings to climb as well. But that’s not what happened. In fact, April 2020 saw the …

Financial Inclusion
Project REACh—Increase Financial Inclusion...
Kevin King

Financial inclusion programs driven by regulatory agencies are far from new. But a new approach by the OCC’s Project REACh (Roundtable for Economic Access and Change), is spurring industry engagement and promising to make a significant impact on creating full, …

Financial Inclusion in Real Estate
Achieving Financial Inclusion in Homeownership
Nick Larson

As homeownership demographics gradually begin to shift, there is now a powerful incentive for lenders to take a leadership role through inclusion initiatives that enable more people to achieve their dream of owning a home. According to a new study …

Small Business Data Management
Step Into Growth by Nurturing Your Existing Small...
Jim Bozik

As businesses gradually begin to reopen, the new climate of renewed hope is tempered by a hearty dose of cautiousness. On the hopeful side, The National Federation of Independent Business’ Small Business Optimism Index climbed to 98.2 in March—the first …

New Study Reveals Surprising Trends in Consumer...
Solomon Semere

March 2020 brought dramatic changes to the U.S. economy with stay-at-home orders, the temporary closing of non-essential businesses and spikes in unemployment insurance claims. As a result, lenders today are grappling with the unknown as the economic crisis at hand …

Data: The Core of Marketing Transformation
Jeff Chandler

Marketing technology is rapidly evolving as many say we’re in the midst of a tech renaissance but at the core of each marketing transformation is data. As a result of this rapid transformation, marketers are challenged to keep pace. There are …

alternative data has a very important role in financial inclusion
The Age of Alternative Data: Elevating Credit...
Naagesh Padmanaban

It is common knowledge that large volumes of data are being constantly generated and a good portion of this can be used to better understand a potential borrower. This profusion of data has only provided greater depth and reach to …

Referral Marketing with Real Social Networks | LexisNexis Risk Solutions
Referral Marketing with Real Social Networks
Solomon Semere

The use of social networks in marketing has exploded over the past decade. We discuss the benefits of understanding real-life relationships and associations between individuals to improve the results of network and referral marketing.

From Credit Invisible to "In" the Financial Mainstream | LexisNexis Risk Solutions
Into and Out of the Shadows – Turning on the...
Solomon Semere

Our latest research traces the steps consumers take to credit visibility, demonstrating how alternative data can accelerate the path to mainstream financial services.

Working Smarter, Not Harder: Using Alternative Data to Fill in the Blanks | LexisNexis Risk Solutions
Working Smarter, Not Harder: Using Alternative...
Solomon Semere & Dara Duguay

LexisNexis Risk Solutions and Credit Builders Alliance partner to promote data transparency by bringing alternative credit reports to community lenders.

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