Cutting Through the Hype: Where Are the Credit-Worthy Millennials

Commentary by: Solomon Semere

Millennials have recently become the largest living generation in the U.S. This population of roughly 75 million 19- to 35-year-olds are at a key point in their financial lives where they are accumulating wealth and developing lasting relationships with businesses. …

Alternative Data Series: An Overview

Commentary by: Solomon Semere

Earlier this year, LexisNexis® Risk Solutions released a 4-part recording series on the topic of Alternative Data, explained by LexisNexis Director of Market Planning Solomon Semere. As explained by Semere, Alternative Data is “information not found on a traditional credit …

Kinecta Federal Credit Union uses RiskView™ to combat the Credit Scoring Void of Underbanked Americans

Commentary by: Solomon Semere

In a recent case study, Informa incubator Ovum outlined Kinecta Federal Credit Union’s decision to confront the challenge of financial inclusion by offering mainstream credit at more affordable rates to its underbanked customers. Kinecta achieved its goal by partnering with …

Alternative Data Series: Part 4 – An Alternative Data Case Study – Auto Lending

Commentary by: Solomon Semere

In the last part of our Alternative Data series, “An Alternative Data Case Study – Auto Lending,” Solomon Semere explains how a lender using RiskView™ can augment a credit profile with alternative data. Specifically looking at auto loan portfolios, a …

The Alternative to Alternative Lending

Commentary by: John McWilliams

I’ve frequently discussed how to improve the financial health of the 53 million Americans who do not have access to traditional, mainstream credit. In previous articles, I’ve explored the credit invisibles as a group, as well as concerns over predatory …

Alternative Data Series: Part 3 – LexisNexis® RiskView™ and LexisNexis® Risk Solutions: How Does It Work?

Commentary by: Solomon Semere

Solomon Semere, Alternative Data expert, explains how alternative data works in the third segment of the LexisNexis Risk Solutions “Alternative Data Series.” Semere covers what LexisNexis® RiskView™is, how it works within the lending framework, and how to differentiate a good …

 1 2 3 4 5 6 7 8 9 10 11 Next